• Making the minimum payment on a $10K balance (the average balance of U.S. cardholders), at the annual interest rate of 17%, it would take you 39 years, 7 months to pay off. You would pay $38,000 in interest alone, and a total of $41,835 for the privilege of charging $10,000!
   

• 95% of all bankruptcies are due to outstanding credit card debt.

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